Mon - Thurs 08:00-16:30 | Fri 08:00 – 15:30+592-223-5193-5+592-640-1925
clientservices@guyambank.com
Pioneer Merchant Bank
in Guyana
Regulated by
Bank of Guyana & Guyana Securities Council
Trusted By
4000+ Customers
INVEST NOW

What Is A Mutual Fund?
A mutual fund is a pool of money invested by people with similar investment objectives. People who invest
money become unitholders of the mutual fund (“Unitholders”). Unitholders share the mutual fund’s income,
expenses, and any gains or losses the mutual fund makes on its investments in proportion to the number of the
units they own.
The value of an investment in a mutual fund is realised by redeeming the units held. Where a mutual fund issues
more than one class, Unitholders share in the mutual fund’s income, expenses and any gains and losses allocated
to the Unitholders’ class generally in proportion to the units they own as of that date.

Smart Start Program

Start building a strong financial foundation for your child today.

Secure Your Child’s Future with GBTI Smart Start  Program!

The Smart Start Program is designed to grow with your child, turning small steps into a lifetime of financial independence.

  • Start with as little as GYD 25,000
  • Watch their investments grow over time
  • Give them full access at age 18 – when it matters most

It’s more than an account. It’s a commitment to their success.
Start early. Start smart with Smart Start.

Open a Smart Start account today and give your child the gift of financial freedom.  All you need are::

  • A valid form of identification (National ID/Passport/Driver’s License)
  • Recent proof of address (utility bill/bank statement/Driver’s License
  • Tax Identification Number (TIN Certificate or Driver’s License
  • Proof of income (Job Letter, Payslip, Business Registration & Financial Statements)
  • An initial deposit of GYD25,000
  • The child’s birth certificate

Start your Application Here

NO FRONT END & BACK END FEES

Meet your Investment Advisors

Richard Isava

Managing Director

+592-223-5193-5 | +592-758-7861
Richard.Isava@guyambank.com

Ganesh Jaikaran

General Manager

+592-223-5193-5 | +592-758-7863
Ganesh.Jaikaran@guyambank.com

Moneshwar Narine

Assistant Manager – Investments & Operations

+592-223-5193-5 | +592-758-4836
Moneshwar.Narine@guyambank.com